Cerimonial
Blog about travel and chill places on the world

Investing is an action which you releases money and you hope the money that you invest will grow, its different from savings on bank, because bank savings interest usually lower than the stream of inflation that’s why make savings in bank not always grow, even the value of your money can down.

That’s why many people choose to make investment to grow their money, but investing also have risk, at least there are three risk when you make an investments:

1. Declines the value of investments
Commonly people afraid when make investment, they afraid they will be lost their money, and to avoid the risk is you must investing on the low risk investment, such as investing on gold or property because the risk are lower than investing in stock or option stock investment.

2. Hard to sell the investments products
The second things most investor afraid is if the investment products cannot to resell again, example if investing on painting, arts and antique products and other specific investments goods,
If you are not an high risk taker don’t invest your money into this kind of products investments.

3. The value you received lower than the money you invest
People investing their assets on the chance of getting more money, but the investment not always running well, some investments only gives low ROI and its always be an nightmare for investors, if you didn’t like the risk don’t investing on the long term investments, take the low terms investments.

Source Battle With Money

I usually have a very shocking phone bill. Because I live in extended family (with grandma, grandpa, mother,father, sister, brother) my phone bill usually more than $70. Sometimes it’s more than $100. And as the worker of family, I have to pay off the Bill. It’s very frustating back then.

However, the problem solved when I use Lingo. It’s simply the best voip unlimited call service. I just have to pay about $21 per month and people in my house can call to anyone in this country (we live in US) and some relative in Canada and Germany. Well, it’s a really huge saving!

I highly recommend Lingo to anyone that haven’t use it. It’s really really great! So now I don’t angry anymore when my parents call their friends for more than 3 hour to Canada. It’s all thanks to Lingo

Welcome!! Cerimonial is a blog that will write a lot of info about travelling! I may be not travel a lot but I will post about how to get the nice travel that fits your budget. I will post the nice destination, cool places, hotel recommendation, how  be a good traveller and many more. No matter who you are - backpacker or just a tourist, as long as you love to travel, you are very welcomed.